NOD or Notice of Default is the First Step in the process regarding foreclosure. Many people find us because of this notice, and you may have even received a letter from us.

Notice of default notices come in a variety of forms, and is not always due to financial issues, but in most cases it is. This means that a lien holder filed the notice as a public record.

Questions that I answer most often are if the notice is curable. In many instances the notices are from a financial lien holder filing the default. The lien holder wants to get back on track quickly, and will accept payment in full to cure the default. Absent curing the default, the holder will then schedule a sale date if the default is not cured within a certain time frame, usually within 60-90 days.